The Hylant Group insures about 380 schools across the state. Big city schools that are strapped for cash are less likely to buy the insurance - Cleveland and Columbus schools don't have it - but smaller suburban districts are signing on. Around the Northeast, Mayfield, Beachwood, Parma and Avon Lake all have terrorism insurance, costing anywhere from 3 to 5,000 dollars a year. They get their coverage from Indiana Insurance.
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